You’ve done it! You finally got around to making a budget so you can take control of your money! However, as the months go on, you start to notice a few overages. Then you remember there are some common expenses you forget to budget. Don’t worry. This happens to just Read more…
There are two kinds of insurance out there: The kind you need and the kind that wastes your money. When used correctly, insurance becomes important to any financial plan. However, insurance companies have no problem coming up with products that are a waste of money. So, how do they do Read more…
Without a doubt, not many people would claim 2020 as their best year. In fact, the pandemic has left many people feeling anxious about their financial future. However, even with facing financial challenges, most Americans feel optimistic about their finances for 2021. So, you know what that means? Time to Read more…
What comes to mind when you think of Christmas? Perhaps you think of Christ coming to earth as a baby. Or maybe you think of generosity. As for me, I think of both. After all, Christmas and generosity go hand-in-hand. But why is that? What is it about Christmas that Read more…
It’s no secret that I love reading! In fact, you’ll find all of the books I’m about to mention on my resource page. But if I could narrow it down to the 5 best personal finance books for 2021, what would I choose? Unfortunately, there’s a lot of bad information Read more…
If you’re reading this, it’s likely that you are single or your household only has one income. Moreover, I’m willing to bet that it’s a low income as well. This begs the question: can you get out of debt with only one income? I’m happy to tell you that the Read more…
Ah, yes. It’s the week of Thanksgiving! A time of giving thanks, being with family, and overt consumerism. Y’all know what I’m talking about. Black Friday is just around the corner! Without a doubt, Black Friday is the most popular shopping day of the year. However, the popular shopping day Read more…
Without a doubt, Dave Ramsey has his devoted fans. His 7 Baby Steps have revolutionized the personal finance world, benefiting millions of people. However, this has also led to a lot of criticism. In fact, many say Dave Ramsey’s 7 Baby Steps are outdated. But is this really true? Somehow, Read more…
Without a doubt, you’ve noticed how much mortgage rates have dropped. In fact, this year we’ve seen mortgage rates drop to their lowest level in history! And I’m sure you know the question everyone is asking: Should I buy a house now? It’s a valid question. After all, the market Read more…
If you’re a parent, then there’s no doubt you want the best for your kids. Indeed, we all want our children to do better than us. But where do you even start? How do you begin investing for kids? Believe it or not, it’s easier than you might think. In Read more…