Take a moment to imagine a millionaire. What comes to mind? For some, you might think of someone greedy or stingy. Or perhaps your mind goes immediately to doctors, lawyers, and celebrities. But do you know all the facts about millionaires? A couple of years ago, Ramsey Solutions conducted the Read more…
Great. Your car payment just came out of your checking account. Next week you have to pay the credit card bill. After that, the payday loan comes due. Then you begin to wonder: will I ever get out of debt? Getting out of debt is simple enough in principle, but Read more…
Now, I already know what some of you are going to say. “It’s not even Halloween yet! Why would I think about how to budget for Christmas now?” I’ll tell you why. Because if you don’t, you could end up breaking the bank! Consider, for a moment, how much people Read more…
I want to take you back to the mid-2010s. America had recovered from the recession of 2008 and things started looking up. Where was I, you might ask? I had just started a new job! I was particularly excited because this job came with retirement benefits, something I had never Read more…
If it’s 2020 and you happen to come across this, then you know we live in an unusual time. Without a doubt, you know someone who has faced hardship or lost their job. Maybe you’ve faced some of that yourself. Also, you’ve heard about the CARES Act and found out Read more…
Without a doubt, debt is a thief. If you allow it, debt can steal your dreams, your future, and more. Indeed, the average debt in America totals more than $90,460. For some, the situation seems hopeless. However, for those of us in Christ, there are some things debt cannot steal Read more…
So, you want to become a missionary with the International Mission Board (IMB). That’s awesome! Without a doubt, you know that the world still has more than 7,000 unreached people groups. 3,000 of those classify as unreached and unengaged. This means that billions have little to no access to the Read more…
We all know about the student debt crisis in America. Student loans in the United States total more than $1.6 trillion! Moreover, the average borrower has $32,731, with monthly payments of $383. This already looks pretty scary! However, there are more terrifying facts about student loans you need to know. How Student Read more…
Have you ever noticed that nobody likes having debt? Seriously, I challenge you to chase down a single person who says, “I frickin’ love debt!” Surely, it pains people to see that money fly out the window every week. But why do people stay in debt? Unfortunately, Americans have an Read more…
So, you have your budget together, you have zero debt, and you have a 6-month emergency fund. Not to mention, you have enough money to put 20% down for a house! Congratulations! Now it’s time to ditch the apartment and experience the joys of homeownership! After work, you kick up Read more…